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The world's first blockchain video-based classified world market application for IOS/Andriod/PC.
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U-Vid’ify, the first video-based classified world market IOS/Android Application. This App enables endless financial opportunities for entrepreneurs and businesses, unlike the competitive edge in today’s advertising market. Users will have the ability to view, buy, or sell products and services in a clear 4k (native) video format.
The platform interface is partnered with proof providers ensuring all goods and services are 100% authentic and genuine from origin or manufacturer. Users receive UVD tokens for feedback keeping the platform safe and enjoyable and maximizing cash flow. U-Vid’ify surpasses all existing marketplace services through revolutionary enhancements, ease of use, diversity and public incentives.
WHY PARTICIPATE IN THE BOUNTY PROGRAM?
U-Vid’ify is the first video-based all-in-one classified market solution for 99% of online goods and services. This creates financial independent opportunities for every user, organization or corporation. The UVD ecosystem is effective by impenetrable securities, and a lucrative incentive program. U-Vid’ify will be the only platform to incentivize all consumers for positive transactions and feedback. This is huge for heavy volume dropshipping and salable items. This staple will expand company liquidity along with the current UVD token value.
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One of the most appealing qualities of bitcoin is its independence from any government-issued fiat currency. Advocates argue that, in theory, if a country's national currency were to collapse or become extremely unstable, a decentralized currency like bitcoin is the ideal alternative for citizens to store value and fight inflation.
Indeed, Argentina has seen considerable inflation and monetary restrictions on its fiat currency, the Argentinian peso. 'Bitcoins in Argentina' is a short film that tells the story of Argentinians turning to bitcoin as an alternative way to protect their wealth.
Behind The Scenes: 'Bitcoins in Argentina' is produced by BitcoinFilm.org, the same team behind 'Bitcoin in Uganda'. The filmmakers hope to continue showcasing profound examples of bitcoin's value to society, and fans can support their efforts by donating to their public bitcoin wallet.
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L-pesa - http://kriptonofafrica.com
L-Pesa is a financial technology platform providing new financial tools to consumers and small business in Africa and Asia. We allow people to create opportunities for themselves and their families. Borrowers on the L-Pesa platform use funds to start or grow a business, pay for education or otherwise support their ambition in life. Using a dedicated token on the blockchain means that all investors can benefit from the capital gain caused by the network effect. The coins are finite in supply, and as L-Pesa expands people can pay back their loans with the coins. People will also be able to use to LPK buy goods and services.
L-Pesa Microfinance is a fintech startup poised to take advantage of the fast-growing need for financial services in the developing world. The company has validated its operating model over the past 18 months and has built sophisticated technology, automating most of the operation. Its primary barrier to growth at this point is its ability to fund user acquisition and loans.
The loss ratio on loans runs below 10% while return on loans is
The idea for L-Pesa was incubated for a decade, and the business was launched at the time four important market forces converged to allow scaling:
Big Data, Artificial Intelligence & Blockchain
Alternative Credit Data
L-Pesa has harnessed these market forces and built technology and a proprietary credit scoring model that allows it to quickly scale microlending in developing countries while keeping loss ratios below 10%. The solution is highly automated, allowing a small back office team to support high volume loan origination. All loans are serviced by L-Pesa.
Ron Ezra Tuval, the founder and managing director of L-Pesa, has extensive experience in the developing world, primarily related to technologies-related agriculture and tourism projects. Ron first came across microfinance in South East Asia and spent a decade incubating the idea of L-Pesa while waiting for the required technology to mature. Ron has built a strong and diverse team for L-Pesa with in-country managers operating in Tanzania, Kenya, and Uganda, and a development team in India. There is also a back office team in Tanzania, Kenya, and Uganda handling background checks, credit approvals and customer service. The technology, marketing, and accounting teams operate on a virtual model and consist of experienced staff based in Europe, USA, and India.
L-Pesa has a strong focus on automation. 95% of the user acquisition and loan underwriting process is automated and therefore extremely scalable. The company has spent two years developing its customer-facing and back office systems using a team of seven software developers. The user 832754982.1 4
experience is based on mobile and web interfaces, and marketing is primarily handled via social media and SMS-based marketing.
L-Pesa’s technology stack is built on top of Amazon Web Services, an extremely scalable on-demand cloud computing platform which has been or is used by major brands such as Netflix, Airbnb, Pinterest, and Spotify.
L-Pesa has integrated a number of third party applications to perform tasks such as SMS messaging, user verification, and marketing. Funds transfers are handled via integrations with mobile money service providers such as M-Pesa, Tigo Pesa, and MTN.
L-Pesa has issued over 35,000 loans since going live in March 2016. Over 160,000 users have registered based on social marketing campaigns run on a minimal budget. The marketing strategy has been refined over the past 18 months, and L-Pesa is now prepared to launch marketing campaigns via SMS and social media with a conservatively projected customer acquisition cost of
The founder of L-Pesa, has invested approximately $500,000 to date. The business was launched in Tanzania in 2016 and in Kenya in August 2017.
Soft launches are underway in Uganda and India. The company’s technology is stable, scalable, proven, and will support the company’s growth plans. At this point, L-Pesa has hit a growth barrier—there is not enough capital available to lend to everyone interested, and the potential for user acquisition is almost unlimited, but requires capital for marketing expenses and support staff. The company is now raising funds to take advantage of its
leading position, strong platform, and nearly unlimited opportunity to extend financial options to a large portion of the earth’s population.
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