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a topic posted Agency One Insurance Servi in Everything elseThere are abundant of insurance coverage is available on auto insurance. These insurance coverage are available to protect you, your passengers and your vehicle if you're involved in a car accident. However, with so many choices to make from, how you know which is the most needed coverage in California commercial auto insurance, you should look for? You can’t predict in advance, especially on your own which one will come to your need or which one not. You can’t take the decision randomly or tossing the coin. It’s a question to think about, after all, it’s a matter of investment and you want to get the best safety in any uncertainty. For the most, your insurance company or agent is best equipped to help you answer this question because they are experienced in this realm. They know which is most essential and can guide you with the best combo of auto insurance coverages. However, it is always good to take the guidance of a professional but you should also need to understand the common types of coverage available on a car insurance policy. What Car Insurance Coverages Are Must? If you’re buying car insurance in antelope valley, Lancaster and Palmdale for the first time, it will be an overwhelming experience. There are many insurance companies offering ‘n’ of different coverages to meet your individual needs and comply with the laws of your state. These include: Liability Coverage- Auto insurance liability coverage is important in many states. In this coverage policy, drivers are legally required to purchase the minimum amount of liability coverage set by state law. Liability coverage has two basic components: a. Bodily injury liability- This coverage helps you pay the cost related to another person’s injury if you cause an accident. b. Property damage liability- As the name itself depicts, it may recover the damage you cause to another person’s property while driving your car. Uninsured/Underinsured motorist coverage- This is really very essential coverage for you because in case you’re hit by a driver who doesn’t have insurance, uninsured motorist coverage will come to your urgency and pay your medical bills, repairs your vehicle and bear many other expenses as defined in the policy. However, if you’re hit by an underinsured driver which means the person has auto insurance, but his liability limits aren’t enough to cover your medical expenses. That’s where underinsured coverage comes to rescue you. Car insurance coverage is one of those that you would pray never come to your use, but when it comes, you’ll be glad you made this valuable investment. If you would like to avoid future consequences, there is no better option than a comprehensive insurance plan from a trustworthy auto insurance company.