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Emmanuel

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  1. U-Vid'ify Token The world's first blockchain video-based classified world market application for IOS/Andriod/PC. 6% BOUNTY BOUNTY PROGRAM. U-Vid’ify, the first video-based classified world market IOS/Android Application. This App enables endless financial opportunities for entrepreneurs and businesses, unlike the competitive edge in today’s advertising market. Users will have the ability to view, buy, or sell products and services in a clear 4k (native) video format. The platform interface is partnered with proof providers ensuring all goods and services are 100% authentic and genuine from origin or manufacturer. Users receive UVD tokens for feedback keeping the platform safe and enjoyable and maximizing cash flow. U-Vid’ify surpasses all existing marketplace services through revolutionary enhancements, ease of use, diversity and public incentives. WHY PARTICIPATE IN THE BOUNTY PROGRAM? U-Vid’ify is the first video-based all-in-one classified market solution for 99% of online goods and services. This creates financial independent opportunities for every user, organization or corporation. The UVD ecosystem is effective by impenetrable securities, and a lucrative incentive program. U-Vid’ify will be the only platform to incentivize all consumers for positive transactions and feedback. This is huge for heavy volume dropshipping and salable items. This staple will expand company liquidity along with the current UVD token value. 6.0% Bounty Coins on all Referrals > www.uvidify.io OUR EXPLANATORY VIDEO SAYS MORE - SO NEVER HESITATE IN JOINING US NOW - www.uvidify.io FOLLOW US ON: https://twitter.com/?lang=en https://www.facebook.com/Uvidify-Ltd-435523743573807/ https://www.instagram.com/uvidify_token/ https://medium.com/@uvidify https://www.reddit.com/user/UVidify_Official/ https://github.com/UVIDIFY https://bitcointalk.org/index.php?action=profile
  2. GET DAILY NEWS:- Are you an investor, or miner, are in love with coins - cryptocurrency, bitcoin, litecoin, dogecoin and all type of coin, are you involved in all that? Do you want to know the rise and fall of coin? Do you want to know more better on how coin works? Or are you anxious about the price You can get more information/news about all you want about bitcoin.ethereum and also ico as well. Get daily news about all this and keep updated every single hour Get news by viewing our website - https://www.getcrypt.com/ Bitcoin News- https://www.getcrypt.com/coins/bitcoin/news Ethereum News - https://www.getcrypt.com/coins/ethereum/news Ripple News - https://www.getcrypt.com/coins/ripple/news YOU CAN ENJOY DAILY NEWS ABOUT CRYPTOCURRENCY!!!
  3. New dimension of FinTech investment Become a professional venture investor starting at only $1! Join the experienced team from FinTech and the IT area What is Crypton VC? Crypton is a tokenized venture capital fund investing in promising FinTech / Blockchain projects, and other cryptocurrencies / ICOs. For projects with tokenization features, we will provide additional financial acceleration by launching separate ICOs. Crypton token holders will receive 30% of digital assets (tokens) from the pool of each subsequent ICO which will be launched by Crypton fund. We help monetize interesting projects based on our strong investment and business experience. We want to provide full support for investors on still uncertain and unregulated market of Blockchain- based projects. Why Crypton VC? The projects based on Blockchain offer many opportunities to investors, but most of these projects fail, do not reach the announced results and have many imperfections like: defraudation, overfinanced projects, lack of transparency. Investors joining these projects do not receive any guarantees. All these inconveniences cut off a large group of investors who would like to potentially invest in a chosen projects. Crypton VC can solve these problems and offer compelling advantages such as transparency in DAO model, investment experience and sustainable management. The main advantages of the Crypton VC Professional team with investment experience in projects from the FinTech / Blockchain area Defined, professional portfolio of FinTech and BlockChain investment proposals Investments in other ICOs, but after deep, multi-faceted analyzes Experience in the area of FinTech, which underlies the idea of cryptocurrencies: we have a team of 250 FinTech experts, financial companies and many successful investments in FinTech projects Benefits for Crypton VC token holders Quarterly payment of dividends via buy-back of CRN tokens The right to vote on subsequent investment proposals Receipt of tokens from running ICOs for portfolio projects Access to exclusive Pre-ICOs with high discounts OUR MAIN WEBSITE - BEGIN TO PARTICIPATE AND JOIN WITH US NOW- http://crypton.vc/
  4. NEX

    NEX A platform for decentralized cryptographic trade and payment service creation Today, cryptocurrencies are primarily traded on centralized exchanges where user funds are at risk to hackers and platform managers. Decentralized exchanges (DEXs) allow users to retain control of their funds as trades are mediated by smart contracts on a blockchain, but on-chain computation is generally too slow to keep up with high volume order books. This paper describes Neon Exchange (NEX), a new decentralized exchange on the NEO blockchain that applies a publicly verifiable off-chain matching engine to handle massive trading volume and support complex orders (such as limit orders) that are not possible on existing DEXs. NEX also introduces a payment service and funds management layer that enables third-party smart contracts on NEO to send and receive global assets as part of their computation. To fund developments and future expansion into related services, NEX will issue 50 million tokens that give holders a share of profits in its services. Introduction: Cryptocurrency markets have grown enormously in recent years, from a daily trade volume of $60 million in January of 2015 to more than $8 billion in November of 2017 [1]. Despite the fact that most cryptocurrencies are secured by decentralized architectures, almost all trades between currencies take place on centralized exchanges, where funds must be deposited under the control of the entity facilitating exchange. This layer of centralization puts user funds at risk to hackers and platform managers. Most famously, millions of dollars worth of Bitcoin were stolen from Mt. Gox in 2011, and again from Bitfinex in 2016 [27, 20]................................ Get to know more about us and how we work:- https://www.neonexchage.org/ Learn more about our Pdf:- https://neonexchange.org/pdfs/whitepaper_v1.1.pdf
  5. What is Modern coin? Modern Coin is a new cryptocurrency with trading, leasing, staking and networking platforms designed to provide great benefits for both short and long term. The number of coins is limited to only 20 million coins with ICO Crowdsale limiting 2 million coins plus 20% for token sales commissions. The Modern coin system creates an ecosystem of supply and demand that affects price increases using the best concepts and innovations of the future. Experienced team software and business developers on cryptographic platform. Skill-set from design and development to marketing. Our mission is to create a reliable business system on blockchain for sustainable benefits for all users. Why participate in Modern coin (MDRN) Modern Coin is the world’s first blockchain & digital currency option for participating in the production of organic agriculture. The deficit of fruits and vegetables import& export to South East Asia Market is estimated at 500 hectares, and the consumption is increasing. In the medium term, our team is planning to increase the production area to 1,000 hectares. Our business is easy to scale and it is growing into a serious player in the Asia fruits and vegetables market. Modern plantation is a real proof asset with blockchain inside. It is new technology of the digital currency and agricultural sector. This is the first generation of leasing plus binary program in the world. MDRN are going to setup an exchanger with a multi tier affiliate program which helps our users generate masive income. GET TO KNOW MORE ABOUT OUR COIN AND PARTICIPATING WITH US: http://mdrncoin.io/?ref=606258 KNOW MORE ABOUT WHAT WE OFFER ON OUR MAIN WEBSITE (FEATURES | ROADMAP | WALLET | FAQ |E.T.C|- http://www.mdrncoin.io/
  6. Modern Coin is a new cryptocurrency with trading, leasing, staking and networking platforms designed to provide great benefits for both short and long term. The number of coins is limited to only 20 million coins with ICO Crowdsale limiting 2 million coins plus 20% for token sales commissions. The Modern coin system creates an ecosystem of supply and demand that affects price increases using the best concepts and innovations of the future. Experienced team software and business developers on cryptographic platform. Skill-set from design and development to marketing. Our mission is to create a reliable business system on blockchain for sustainable benefits for all users. Why participate in Modern coin (MDRN) Modern Coin is the world’s first blockchain & digital currency option for participating in the production of organic agriculture. The deficit of fruits and vegetables import& export to South East Asia Market is estimated at 500 hectares, and the consumption is increasing. In the medium term, our team is planning to increase the production area to 1,000 hectares. Our business is easy to scale and it is growing into a serious player in the Asia fruits and vegetables market. Modern plantation is a real proof asset with blockchain inside. It is new technology of the digital currency and agricultural sector. This is the first generation of leasing plus binary program in the world. MDRN are going to setup an exchanger with a multi tier affiliate program which helps our users generate masive income. GET TO KNOW MORE ABOUT OUR COIN AND PARTICIPATING WITH US: http://mdrncoin.io/?ref=606258 KNOW MORE ABOUT WHAT WE OFFER ON OUR MAIN WEBSITE (FEATURES | ROADMAP | WALLET | FAQ |E.T.C|- http://www.mdrncoin.io/
  7. Urban Blockchain Societies – The Future Way of Life We will build decentralized City’s, called UBS - Urban Blockchain Societies. You could imagine them as something between gated communities and small private cities. Based in existing countries open to crypto, as there are currently Switzerland, Estonia, Panama or Puerto Rico etc. Our own Blockchain development will be a smart contract for voting, supplemented by a Webapplication for an easy use of that. We see our core assets in the development of smart housing and energy concepts as well as in the connection of people and technology’s. Digital Infrastructures to connect and partially automate these modules will be built upon existing Blockchains that are capable for our needs like ETH, EOS IOTA or NANO. Every TPN Community will relate to each other, fully run and analysed through a Blockchain, Community votes will appear on all important topics, e.g. selection of final location or installed concept. Prices for everything are payable in TPN, that also present full shares in the Foundation (est. after presale). To bring more value to our Token community votes will appear every two years to lock the prices of mandatory Resources against TPN. We see ourselves as a Research facility to bring everyday use cases to the Blockchain and a first approach of a new form of society with a huge amount of automation and smart features in our daily lives. Imagine how far this will push future living and Blockchain technology. You, as our Tokenholder will decide how this would look like in the End. We are currently developing housing and Energy modules that could be installed nearly everywhere and in different compositions. These will be suggested for voting after ICO together with two to three possible locations to realize the first steps of this project safely and legal. To keep the Votings democratic and fair, no Tokenholder will be able to hold more than 5% of the circulating supply of TPN. This will also apply to our founding Team. Furthermore, we will give You the possibility to issue own proposals to our community and get them voted. To prevent Joke votes you need to have a minimum balance of 100k TPN in your address if you wish to submit proposals. So what are you waiting for? Join us today and actively design the Future with us! https://tropitoken.org #UBS #TPN #Tropitoken
  8. What is Tropitoken? - a UBS (Urban Blockchain Society); a self-governance of (digital) communities for collective actions - a project to build up sustainable future concept location supported through the blockchain technology to manage resources for living more efficiently - a decentralized community spreading around the globe with modular housing concepts which will be supported through smart contracts and blockchain applications Community - Tokenholder receives rights for voting and proposals (see token) - Tropitoken Foundation will be established after Presale in Switzerland and belongs to members equal to their shares (=amount of token) - Community vote will lock prices in TPN eco system for a certain period of time Housing - modular and scalable housing concepts to establish highest quality living standards with sustainable and intelligent technology: lightweight construction buildings like container and dome houses with smart home features - sustainable and decentral energy and water supply through renewable concepts f.e. wind and solar; we grant security of energy supply is through biogas plant which will also decreases biological waste Token: - 11.1 Bn TPN Max.-Supply - 100 Mio -> Presale - 11 Bn -> ICO - provides Voting rights according to amount of tokens but only max. 5% of per user wallet to avoid to much power for single user decisions - proposals can be submitted by every wallet holding more than 10k TPN - ICO SoftCap 15 Mio.€, HardCap 300 Mio.€, - TPN is the official payment currency in our community location(s) Timeline: - Tropitoken ICO – team will provide two different initial concepts to the investors: a central headquarter or 2-3 decentral and smaller communities - Tropitoken ICO team will supply modular living complexes our location with - in the following sections housing, tourism, working spaces, leisure activities (bars, sport fields), energy, agriculture, security, inform - everybody who participated in Presale can provide own concepts of the project - community will vote directly after ICO about favorite project. - detail planning of voted concept will be done by professional engineering companies - execution will be done by experienced building companies starting approx. 6 months after ICO with the ground infrastructure - On Long – term we would love to see Tropitoken communities in most of the worlds countries Team: - represents the tpn project - develops the blockchain application for voting and proposals (alpha version during Presale) - Establishment of Foundation in Switzerland after successful Presale (Presale is advised by DecentraLabs GmbH in Germany) - legal clearance of concepts - supervising / administration of project planning & execution - connecting different modules and communities in different countries through the blockchain - searching for partners and supporters Participate With Us Now - https://tropitoken.org/main/home
  9. What is Tropitoken? - a UBS (Urban Blockchain Society); a self-governance of (digital) communities for collective actions - a project to build up sustainable future concept location supported through the blockchain technology to manage resources for living more efficiently - a decentralized community spreading around the globe with modular housing concepts which will be supported through smart contracts and blockchain applications Community - Tokenholder receives rights for voting and proposals (see token) - Tropitoken Foundation will be established after Presale in Switzerland and belongs to members equal to their shares (=amount of token) - Community vote will lock prices in TPN eco system for a certain period of time Housing - modular and scalable housing concepts to establish highest quality living standards with sustainable and intelligent technology: lightweight construction buildings like container and dome houses with smart home features BEGIN NOW WITH US - https://tropitoken.org/main/home - sustainable and decentral energy and water supply through renewable concepts f.e. wind and solar; we grant security of energy supply is through biogas plant which will also decreases biological waste Token: - 11.1 Bn TPN Max.-Supply - 100 Mio -> Presale - 11 Bn -> ICO - provides Voting rights according to amount of tokens but only max. 5% of per user wallet to avoid to much power for single user decisions - proposals can be submitted by every wallet holding more than 10k TPN - ICO SoftCap 15 Mio.€, HardCap 300 Mio.€, - TPN is the official payment currency in our community location(s) Timeline: - Tropitoken ICO – team will provide two different initial concepts to the investors: a central headquarter or 2-3 decentral and smaller communities - Tropitoken ICO team will supply modular living complexes our location with - in the following sections housing, tourism, working spaces, leisure activities (bars, sport fields), energy, agriculture, security, inform - everybody who participated in Presale can provide own concepts of the project - community will vote directly after ICO about favorite project. - detail planning of voted concept will be done by professional engineering companies - execution will be done by experienced building companies starting approx. 6 months after ICO with the ground infrastructure - On Long – term we would love to see Tropitoken communities in most of the worlds countries Team: - represents the tpn project - develops the blockchain application for voting and proposals (alpha version during Presale) - Establishment of Foundation in Switzerland after successful Presale (Presale is advised by DecentraLabs GmbH in Germany) - legal clearance of concepts - supervising / administration of project planning & execution - connecting different modules and communities in different countries through the blockchain - searching for partners and supporters
  10. L-pesa - http://kriptonofafrica.com L-Pesa is a financial technology platform providing new financial tools to consumers and small business in Africa and Asia. We allow people to create opportunities for themselves and their families. Borrowers on the L-Pesa platform use funds to start or grow a business, pay for education or otherwise support their ambition in life. Using a dedicated token on the blockchain means that all investors can benefit from the capital gain caused by the network effect. The coins are finite in supply, and as L-Pesa expands people can pay back their loans with the coins. People will also be able to use to LPK buy goods and services. About L-pesa L-Pesa Microfinance is a fintech startup poised to take advantage of the fast-growing need for financial services in the developing world. The company has validated its operating model over the past 18 months and has built sophisticated technology, automating most of the operation. Its primary barrier to growth at this point is its ability to fund user acquisition and loans. The loss ratio on loans runs below 10% while return on loans is approximately 25%. The idea for L-Pesa was incubated for a decade, and the business was launched at the time four important market forces converged to allow scaling: Big Data, Artificial Intelligence & Blockchain Alternative Credit Data Mobile Technology Biometric Identity L-Pesa has harnessed these market forces and built technology and a proprietary credit scoring model that allows it to quickly scale microlending in developing countries while keeping loss ratios below 10%. The solution is highly automated, allowing a small back office team to support high volume loan origination. All loans are serviced by L-Pesa. Ron Ezra Tuval, the founder and managing director of L-Pesa, has extensive experience in the developing world, primarily related to technologies-related agriculture and tourism projects. Ron first came across microfinance in South East Asia and spent a decade incubating the idea of L-Pesa while waiting for the required technology to mature. Ron has built a strong and diverse team for L-Pesa with in-country managers operating in Tanzania, Kenya, and Uganda, and a development team in India. There is also a back office team in Tanzania, Kenya, and Uganda handling background checks, credit approvals and customer service. The technology, marketing, and accounting teams operate on a virtual model and consist of experienced staff based in Europe, USA, and India. L-Pesa has a strong focus on automation. 95% of the user acquisition and loan underwriting process is automated and therefore extremely scalable. The company has spent two years developing its customer-facing and back office systems using a team of seven software developers. The user 832754982.1 4 experience is based on mobile and web interfaces, and marketing is primarily handled via social media and SMS-based marketing. L-Pesa’s technology stack is built on top of Amazon Web Services, an extremely scalable on-demand cloud computing platform which has been or is used by major brands such as Netflix, Airbnb, Pinterest, and Spotify. L-Pesa has integrated a number of third party applications to perform tasks such as SMS messaging, user verification, and marketing. Funds transfers are handled via integrations with mobile money service providers such as M-Pesa, Tigo Pesa, and MTN. L-Pesa has issued over 35,000 loans since going live in March 2016. Over 160,000 users have registered based on social marketing campaigns run on a minimal budget. The marketing strategy has been refined over the past 18 months, and L-Pesa is now prepared to launch marketing campaigns via SMS and social media with a conservatively projected customer acquisition cost of $1.00. The founder of L-Pesa, has invested approximately $500,000 to date. The business was launched in Tanzania in 2016 and in Kenya in August 2017. Soft launches are underway in Uganda and India. The company’s technology is stable, scalable, proven, and will support the company’s growth plans. At this point, L-Pesa has hit a growth barrier—there is not enough capital available to lend to everyone interested, and the potential for user acquisition is almost unlimited, but requires capital for marketing expenses and support staff. The company is now raising funds to take advantage of its leading position, strong platform, and nearly unlimited opportunity to extend financial options to a large portion of the earth’s population. READ FULL DETAILS FROM WHITEPAPER - https://kriptonofafrica.com/static/pdfs/L-Pesa ICO white paper 2018.pdf GET FULL UNDERSTANDING FROM BLOG SITE AND HOW IT WORKS - https://blog.l-pesa.com/ http://l-pesa.com/tz/pages/how-it-works BEGIN NOW AND JOIN THE FUTURE OF MICROFINANCE - https://ico.lpesa.io/ YOU CAN JOIN OUR TELEGRAM GROUPS - https://t.me/kriptonsocialexchange -The First Social Crypto Exchange And Also - https://t.me/LpesaICO
  11. L-pesa - http://kriptonofafrica.com L-Pesa is a financial technology platform providing new financial tools to consumers and small business in Africa and Asia. We allow people to create opportunities for themselves and their families. Borrowers on the L-Pesa platform use funds to start or grow a business, pay for education or otherwise support their ambition in life. Using a dedicated token on the blockchain means that all investors can benefit from the capital gain caused by the network effect. The coins are finite in supply, and as L-Pesa expands people can pay back their loans with the coins. People will also be able to use to LPK buy goods and services. About L-pesa L-Pesa Microfinance is a fintech startup poised to take advantage of the fast-growing need for financial services in the developing world. The company has validated its operating model over the past 18 months and has built sophisticated technology, automating most of the operation. Its primary barrier to growth at this point is its ability to fund user acquisition and loans. The loss ratio on loans runs below 10% while return on loans is approximately 25%. The idea for L-Pesa was incubated for a decade, and the business was launched at the time four important market forces converged to allow scaling: Big Data, Artificial Intelligence & Blockchain Alternative Credit Data Mobile Technology Biometric Identity L-Pesa has harnessed these market forces and built technology and a proprietary credit scoring model that allows it to quickly scale microlending in developing countries while keeping loss ratios below 10%. The solution is highly automated, allowing a small back office team to support high volume loan origination. All loans are serviced by L-Pesa. Ron Ezra Tuval, the founder and managing director of L-Pesa, has extensive experience in the developing world, primarily related to technologies-related agriculture and tourism projects. Ron first came across microfinance in South East Asia and spent a decade incubating the idea of L-Pesa while waiting for the required technology to mature. Ron has built a strong and diverse team for L-Pesa with in-country managers operating in Tanzania, Kenya, and Uganda, and a development team in India. There is also a back office team in Tanzania, Kenya, and Uganda handling background checks, credit approvals and customer service. The technology, marketing, and accounting teams operate on a virtual model and consist of experienced staff based in Europe, USA, and India. L-Pesa has a strong focus on automation. 95% of the user acquisition and loan underwriting process is automated and therefore extremely scalable. The company has spent two years developing its customer-facing and back office systems using a team of seven software developers. The user 832754982.1 4 experience is based on mobile and web interfaces, and marketing is primarily handled via social media and SMS-based marketing. L-Pesa’s technology stack is built on top of Amazon Web Services, an extremely scalable on-demand cloud computing platform which has been or is used by major brands such as Netflix, Airbnb, Pinterest, and Spotify. L-Pesa has integrated a number of third party applications to perform tasks such as SMS messaging, user verification, and marketing. Funds transfers are handled via integrations with mobile money service providers such as M-Pesa, Tigo Pesa, and MTN. L-Pesa has issued over 35,000 loans since going live in March 2016. Over 160,000 users have registered based on social marketing campaigns run on a minimal budget. The marketing strategy has been refined over the past 18 months, and L-Pesa is now prepared to launch marketing campaigns via SMS and social media with a conservatively projected customer acquisition cost of $1.00. The founder of L-Pesa, has invested approximately $500,000 to date. The business was launched in Tanzania in 2016 and in Kenya in August 2017. Soft launches are underway in Uganda and India. The company’s technology is stable, scalable, proven, and will support the company’s growth plans. At this point, L-Pesa has hit a growth barrier—there is not enough capital available to lend to everyone interested, and the potential for user acquisition is almost unlimited, but requires capital for marketing expenses and support staff. The company is now raising funds to take advantage of its leading position, strong platform, and nearly unlimited opportunity to extend financial options to a large portion of the earth’s population. READ FULL DETAILS FROM WHITEPAPER - https://kriptonofafrica.com/static/pdfs/L-Pesa ICO white paper 2018.pdf GET FULL UNDERSTANDING FROM BLOGSITE AND HOW IT WORKS - https://blog.l-pesa.com/ http://l-pesa.com/tz/pages/how-it-works BEGIN NOW AND JOIN THE FUTURE OF MICROFINANCE - https://ico.lpesa.io/ YOU CAN JOIN OUR TELEGRAM GROUPS - https://t.me/kriptonsocialexchange -The First Social Crypto Exchange And Also - https://t.me/LpesaICO
  12. L-pesa - http://kriptonofafrica.com L-Pesa is a financial technology platform providing new financial tools to consumers and small business in Africa and Asia. We allow people to create opportunities for themselves and their families. Borrowers on the L-Pesa platform use funds to start or grow a business, pay for education or otherwise support their ambition in life. Using a dedicated token on the blockchain means that all investors can benefit from the capital gain caused by the network effect. The coins are finite in supply, and as L-Pesa expands people can pay back their loans with the coins. People will also be able to use to LPK buy goods and services. About L-pesa L-Pesa Microfinance is a fintech startup poised to take advantage of the fast-growing need for financial services in the developing world. The company has validated its operating model over the past 18 months and has built sophisticated technology, automating most of the operation. Its primary barrier to growth at this point is its ability to fund user acquisition and loans. The loss ratio on loans runs below 10% while return on loans is approximately 25%. The idea for L-Pesa was incubated for a decade, and the business was launched at the time four important market forces converged to allow scaling: Big Data, Artificial Intelligence & Blockchain Alternative Credit Data Mobile Technology Biometric Identity L-Pesa has harnessed these market forces and built technology and a proprietary credit scoring model that allows it to quickly scale microlending in developing countries while keeping loss ratios below 10%. The solution is highly automated, allowing a small back office team to support high volume loan origination. All loans are serviced by L-Pesa. Ron Ezra Tuval, the founder and managing director of L-Pesa, has extensive experience in the developing world, primarily related to technologies-related agriculture and tourism projects. Ron first came across microfinance in South East Asia and spent a decade incubating the idea of L-Pesa while waiting for the required technology to mature. Ron has built a strong and diverse team for L-Pesa with in-country managers operating in Tanzania, Kenya, and Uganda, and a development team in India. There is also a back office team in Tanzania, Kenya, and Uganda handling background checks, credit approvals and customer service. The technology, marketing, and accounting teams operate on a virtual model and consist of experienced staff based in Europe, USA, and India. L-Pesa has a strong focus on automation. 95% of the user acquisition and loan underwriting process is automated and therefore extremely scalable. The company has spent two years developing its customer-facing and back office systems using a team of seven software developers. The user 832754982.1 4 experience is based on mobile and web interfaces, and marketing is primarily handled via social media and SMS-based marketing. L-Pesa’s technology stack is built on top of Amazon Web Services, an extremely scalable on-demand cloud computing platform which has been or is used by major brands such as Netflix, Airbnb, Pinterest, and Spotify. L-Pesa has integrated a number of third party applications to perform tasks such as SMS messaging, user verification, and marketing. Funds transfers are handled via integrations with mobile money service providers such as M-Pesa, Tigo Pesa, and MTN. L-Pesa has issued over 35,000 loans since going live in March 2016. Over 160,000 users have registered based on social marketing campaigns run on a minimal budget. The marketing strategy has been refined over the past 18 months, and L-Pesa is now prepared to launch marketing campaigns via SMS and social media with a conservatively projected customer acquisition cost of $1.00. The founder of L-Pesa, has invested approximately $500,000 to date. The business was launched in Tanzania in 2016 and in Kenya in August 2017. Soft launches are underway in Uganda and India. The company’s technology is stable, scalable, proven, and will support the company’s growth plans. At this point, L-Pesa has hit a growth barrier—there is not enough capital available to lend to everyone interested, and the potential for user acquisition is almost unlimited, but requires capital for marketing expenses and support staff. The company is now raising funds to take advantage of its leading position, strong platform, and nearly unlimited opportunity to extend financial options to a large portion of the earth’s population. READ FULL DETAILS FROM WHITEPAPER - https://kriptonofafrica.com/static/pdfs/L-Pesa ICO white paper 2018.pdf GET FULL UNDERSTANDING FROM BLOGSITE AND HOW IT WORKS - https://blog.l-pesa.com/ http://l-pesa.com/tz/pages/how-it-works BEGIN NOW AND JOIN THE FUTURE OF MICROFINANCE - https://ico.lpesa.io/ YOU CAN JOIN OUR TELEGRAM GROUPS - https://t.me/kriptonsocialexchange -The First Social Crypto Exchange And Also - https://t.me/LpesaICO
  13. L-pesa - http://kriptonofafrica.com L-Pesa is a financial technology platform providing new financial tools to consumers and small business in Africa and Asia. We allow people to create opportunities for themselves and their families. Borrowers on the L-Pesa platform use funds to start or grow a business, pay for education or otherwise support their ambition in life. Using a dedicated token on the blockchain means that all investors can benefit from the capital gain caused by the network effect. The coins are finite in supply, and as L-Pesa expands people can pay back their loans with the coins. People will also be able to use to LPK buy goods and services. About L-pesa L-Pesa Microfinance is a fintech startup poised to take advantage of the fast-growing need for financial services in the developing world. The company has validated its operating model over the past 18 months and has built sophisticated technology, automating most of the operation. Its primary barrier to growth at this point is its ability to fund user acquisition and loans. The loss ratio on loans runs below 10% while return on loans is approximately 25%. The idea for L-Pesa was incubated for a decade, and the business was launched at the time four important market forces converged to allow scaling: Big Data, Artificial Intelligence & Blockchain Alternative Credit Data Mobile Technology Biometric Identity L-Pesa has harnessed these market forces and built technology and a proprietary credit scoring model that allows it to quickly scale microlending in developing countries while keeping loss ratios below 10%. The solution is highly automated, allowing a small back office team to support high volume loan origination. All loans are serviced by L-Pesa. Ron Ezra Tuval, the founder and managing director of L-Pesa, has extensive experience in the developing world, primarily related to technologies-related agriculture and tourism projects. Ron first came across microfinance in South East Asia and spent a decade incubating the idea of L-Pesa while waiting for the required technology to mature. Ron has built a strong and diverse team for L-Pesa with in-country managers operating in Tanzania, Kenya, and Uganda, and a development team in India. There is also a back office team in Tanzania, Kenya, and Uganda handling background checks, credit approvals and customer service. The technology, marketing, and accounting teams operate on a virtual model and consist of experienced staff based in Europe, USA, and India. L-Pesa has a strong focus on automation. 95% of the user acquisition and loan underwriting process is automated and therefore extremely scalable. The company has spent two years developing its customer-facing and back office systems using a team of seven software developers. The user 832754982.1 4 experience is based on mobile and web interfaces, and marketing is primarily handled via social media and SMS-based marketing. L-Pesa’s technology stack is built on top of Amazon Web Services, an extremely scalable on-demand cloud computing platform which has been or is used by major brands such as Netflix, Airbnb, Pinterest, and Spotify. L-Pesa has integrated a number of third party applications to perform tasks such as SMS messaging, user verification, and marketing. Funds transfers are handled via integrations with mobile money service providers such as M-Pesa, Tigo Pesa, and MTN. L-Pesa has issued over 35,000 loans since going live in March 2016. Over 160,000 users have registered based on social marketing campaigns run on a minimal budget. The marketing strategy has been refined over the past 18 months, and L-Pesa is now prepared to launch marketing campaigns via SMS and social media with a conservatively projected customer acquisition cost of $1.00. The founder of L-Pesa, has invested approximately $500,000 to date. The business was launched in Tanzania in 2016 and in Kenya in August 2017. Soft launches are underway in Uganda and India. The company’s technology is stable, scalable, proven, and will support the company’s growth plans. At this point, L-Pesa has hit a growth barrier—there is not enough capital available to lend to everyone interested, and the potential for user acquisition is almost unlimited, but requires capital for marketing expenses and support staff. The company is now raising funds to take advantage of its leading position, strong platform, and nearly unlimited opportunity to extend financial options to a large portion of the earth’s population. READ FULL DETAILS FROM WHITEPAPER - https://kriptonofafrica.com/static/pdfs/L-Pesa ICO white paper 2018.pdf GET FULL UNDERSTANDING FROM BLOGSITE AND HOW IT WORKS - https://blog.l-pesa.com/ http://l-pesa.com/tz/pages/how-it-works BEGIN NOW AND JOIN THE FUTURE OF MICROFINANCE - https://ico.lpesa.io/ YOU CAN JOIN OUR TELEGRAM GROUPS - https://t.me/kriptonsocialexchange -The First Social Crypto Exchange And Also - https://t.me/LpesaICO
  14. SCICOINS (SCIX) – Token Generation Event (TGEs) details - Where blockchain disrupts wearables in medical science SciCoins™ is SciX token distribution initiative in developing the SciVM™ platform which provides custom analytic and monitoring capabilities for blockchain operations and enterprises. This Token Distribution Event (TDE) is designed to provide users with access to its permissioned platform and decentralized applications (dApps) to be developed that use our smart contracts and initiate protocols with IoT devices. GET STARTED WITH US NOW - http://scicoins.com/tokens/ TOKEN IN DETAILS What is SciCoin? SciCoins utility tokens are ERC-20 compatible tokens distributed on the Ethereum blockchain pursuant to a related ERC-20 smart contract. SYMBOL: SCIX TOTAL SUPPLY: 2,000,000,000 SCICOINS jOIN OUR MAIN WEBSITE - http://scicoins.com/ READ MORE ABOUT US - http://scicoins.com/whitepaper/
  15. SCICOINS (SCIX) – Token Generation Event (TGEs) details - Where blockchain disrupts wearables in medical science SciCoins™ is SciX token distribution initiative in developing the SciVM™ platform which provides custom analytic and monitoring capabilities for blockchain operations and enterprises. This Token Distribution Event (TDE) is designed to provide users with access to its permission platform and decentralized applications (dApps) to be developed that use our smart contracts and initiate protocols with IoT devices. GET STARTED WITH US NOW - http://scicoins.com/tokens/ TOKEN IN DETAILS What is SciCoin? SciCoins utility tokens are ERC-20 compatible tokens distributed on the Ethereum blockchain pursuant to a related ERC-20 smart contract. SYMBOL: SCIX TOTAL SUPPLY: 2,000,000,000 SCICOINS jOIN OUR MAIN WEBSITE - http://scicoins.com/ READ MORE ABOUT US - http://scicoins.com/whitepaper/
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