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Showing content with the highest reputation since 08/26/22 in all areas

  1. Hello, dear TGFers, Before anything else, I will tell you that's one of the most important posts you would read here on Top Gold Forum. Please do not ignore it. You will thank me in a couple of months. If you are a regular TGFers you know that since 2020 we are preparing ourselves, as a community, to face the global financial crisis which is already here. I've managed to do well in the '08 crisis and also learned a lot of things that helped me see the upcoming crisis and prepare accordingly. So without further ado, I'm going to list 10 things I suggest you doing it to stay safe and why not, make a profit, in these troubling times. 1. Make sure you and your loved ones are healthy and safe. That's the most important piece of advice I can offer you and you should not take it lightly. It's important to make sure that you and your family, your close friends and your loved ones take care of their health and safety. 2. Take care of your expenses and reduce the non-essentials. If you haven't done it already you should have a close look at your monthly expenses and cut the things that are no longer essential. I did this in 2020 right in the middle of the pandemic and I was shocked to see how much money I was spending on things that I could easily cut or reduce. Just to give you some examples: Subscriptions to online tools and services I barely used. Also, I could downgrade my mobile phone payment by around 60% by switching to a smaller plan and the TV subscription with around 30%. So take a look sharply at your monthly bills and start ASAP reducing or cutting what is not essential. 3. Lower your debt or try to remain debt-free. This is important. As the interest rates are rising a lot you'll pay much more for your loans. Also, the banks and lending companies will become ruthless in getting their money back. That's why you need to lower your debt as much as possible and make sure you are paying the loans on time. If you are or you can easily become debt-free would be awesome. 4. Make sure you're not easily replaceable. This applies to you even if you're employed or a freelancer. During a financial crisis, many companies reduce their working force and the first ones that get laid off are persons that are not essential to the business. So ensure that you bring value to your employer or to the businesses you are working with. Become better, learn new things, and automate as much as possible of your work to have competitive rates. 5. Have 6-8 months of expenses covered. Just in case you get laid off or you simply do not get any more work as a freelancer you should have AT LEAST 6-8 months of expenses for your family covered. I recommend even having 12 months of expenses covered. I know this sounds too much but remember that we don't know how tough the crisis will be. Keep some of your savings in hard cash just in case the banks are going to limit the withdrawals. It's not SCI-FI, it happened before in the 08 crisis in Greece and Cyprus. 6. If you plan to sell anything, do it now. If you plan to sell your house, your car, or some assets you own, I recommend doing it ASAP. That's because soon there wouldn't be so much money in the markets and the interest rates will go up so people will be reluctant to purchase things that are not essential or are overpriced now. 7. Educate yourself - Learn new skills In the 4th point of this list, I've told you to ensure you're not easily replaceable. What I want to emphasize here is that in a recession companies look for ways to cut their costs. And one thing to do is through automation. Besides automation, there are new industries that rise now like blockchain, web3, digital healthcare, electric cars, etc. So don't be afraid to reinvent yourself for the jobs and opportunities of the upcoming years. 8. Develop multiple income streams (side hustles, money-making opportunities, etc) Having multiple income streams ensures you that will still make money even if lose your primary job or income opportunity. In times of financial crisis relying on only one income stream is risky. You may lose your job, your stock investment may plunge in value, etc so make sure you have a couple of income streams that are in diverse industries. I recommend checking the money-making opportunities here in TGF and choosing one or two that fit your skills and your risk profile. 9. Keep your eyes wide open for opportunities A financial crisis it's not only about hard times but also about opportunities. Netflix, Airbnb, Uber, and a couple of highly successful companies of today were started in the 08 crisis. On top of that the stock, commodities, and other assets were at good discounts. As Buffet says "be fearful when others are greedy and be greedy when others are fearful". In a financial crisis, most people are fearful and sell their assets at great discounts. That's the time when you can get them at a fraction of their true value. 10. Pay attention to SCAMs The last piece of advice that I want to share with you is to pay attention to SCAMs. That's because in troubling economic times the criminality rises sharply and there are many that want to get rich by stealing others' hard-earned money. So research everything, and don't fall for promises that are too good to be true. 11. (Bonus) Have a plan It's mandatory to have a plan and stick to it if you want to be well in these troubling times. If you don't have one you will be easily distracted by the news or the events that rise. As long as you have your plan you can adjust it easily but make sure you do everything in your power to reach your goals. Conclusion And there you have it: 10 things + bonus that you should do to do well in the following financial crisis. To recap, this is what you should do to prepare yourself: Take care of yourself and the health and security of your loved ones; Cut or reduce your debt and your expenses that are not essential; Have money aside in case you get laid off and for investments and opportunities that arise; Learn new skills, and become better at what you do; Develop multiple income streams; Pay attention and do not fall for SCAMS; Have a plan! Even if you have not prepared yet, it's not really too late if you start taking action now. What about you? Are you prepared? What actions would you take to be safe in these troubling economic times? Let me know by posting in this forum and let's all learn and prepare
    2 points
  2. Find some entry lvl affliate couse or some videos in youtube.
    2 points
  3. Hi everyone, a few friends of mine introduced me to the forum. I’m glad to be part of this community. Wishing you all patience to make the right choices. Cheers!
    2 points
  4. My friend from Canada refer me to this page and I started to love it !
    2 points
  5. Спасибо за бонус. 1.00 USD. 06:27 26.09.22 Add 484156547 E-voucher #3632885767
    1 point
  6. https://tronscan.org/#/transaction/8386586dfbb2d6f582a07bc9cb90feebaad7b690d2d6404fa39f9cfd6a65130d 39.04 USDT 2022-09-24 17:02:09
    1 point
  7. 23.09.22 15:28ReceiveReceived Payment 0.1 USD from account U17701077 to account U25411446. Batch: 483896089. Memo: API Payment. Викторина в чате Profit-Hunters BIZ.
    1 point
  8. The amount of 0.3 USD has been deposited to your account. Accounts: U1770->U2261 Memo: API Payment. Викторина в чате Profit-Hunters Date: 15:27 23.09.22. Batch: 483895969. Спасибо
    1 point
  9. The amount of 0.1 USD has been deposited to your account. Accounts: U17701077->U12. Memo: API Payment. Викторина в чате Profit-Hunters BIZ.. Date: 12:17 22.09.22. Batch: 483755239.
    1 point
  10. Спасибо за бонус! The amount of 0.3 USD has been deposited to your account. Accounts: U177XXXX7->U161XXXX3. Memo: API Payment. Бонус за активность Profit-Hunters BIZ.. Date: 18:34 22.09.22. Batch: 483794755.
    1 point
  11. hi to all. i am new here. i hope i will learn from this forum and honored members of this forum
    1 point
  12. how to start affiliate marketing. is it worth to start?
    1 point
  13. thankyou so much.... i need your guidance regarding how can i make money here?
    1 point
  14. Thank you for sharing these tips here, OP! Financial management is crucial in trading and in general life as well. Without risk management and financial management, it becomes difficult to control the losses and recoup them at the earliest. A well-planned risk management strategy is, therefore, crucial.
    1 point
  15. I have long been interested in the topic of investment and had experience with cryptocurrency, in the end I lost my money and I would like to try to find something new that can bring me a steady income (scammers bypass)
    1 point
  16. Greetings guys. Need some advice from experienced people I am now actively looking for a job remotely, I want to work from home. I used to be into cryptocurrency, trading on the exchange. But what can I try ot
    1 point
  17. Hello everyone, thought I would introduce myself. I'm trying to learn as much as possible, so feel free to guide me to good guides and all that stuff.
    1 point
  18. Hey, it's good to see you here! I heard about the terrible things that are happening in Ukraine and I sincerely hope you are safe. Let me know if you want to chat with me and get support. I will definitely help you in any way I can
    1 point
  19. Would love to hear how did you found out about Top Gold Forum. Let us know, ok?
    1 point
  20. Great idea @DoubleCycleBiz I see it starts on Sun, Nov 20, 2022 and ends on Sun, Dec 18, 2022. I will get ready till then 😉
    1 point
  21. New exchange, thank you, everything is very fast.
    1 point
  22. yeah you are right... i will surely do.... but i want to know expert opinion about that..
    1 point
  23. The amount of 0.1 USD has been deposited to your account. Accounts: U17701077->U397. Memo: API Payment. Викторина в чате Profit-Hunters BIZ.. Date: 11:57 15.09.22. Batch: 482777306.
    1 point
  24. hi Yusra... the given information is very useful for affiliate marketers..... keep posting about this more that can help the learners....
    1 point
  25. Спасибо за акцию! 15.09.22 09:18 Activate e-Voucher #9823623412 has been activated. Amount: 6.00 USD. Оплата bounty-программы от портала Profit-Hunters. Batch: 482690406.
    1 point
  26. hello every one..... i am from Pakistan
    1 point
  27. What causes addiction? It would be interesting to hear your opinion on this matter.
    1 point
  28. Спасибо за викторину! The amount of 0.5 USD has been deposited to your account. Accounts: U17701077->U27623742. Memo: API Payment. Викторина в чате Profit-Hunters. Date: 12:11 12.09.22. Batch: 482291902.
    1 point
  29. ✅ PAYING Toria ! Transactions details: +0,78 USDT Transfer account: TJ4Yg2nF32nEwuxUDZq3Tizhr6WFCqHiiJ Receiving account: TSYqAwe4rcAN9gUjqZXhXTKp1jWwPPAHfL Transaction id: d1ea4876b486b6e257a0664759dbf3ff36cdd0606b0a7db9ece2a02f2175eaaa Transaction time: 2022-09-11 17:01:15
    1 point
  30. instant paid. The amount of 0.2 USD has been deposited to your account. Accounts: U37685235->U11939269. Memo: API Payment. Withdraw to longtermhyip.top from Openplaninvest.com.. Date: 18:35 11.09.22. Batch: 482195951.
    1 point
  31. Благодарю за оплату Баунти программы 11.09.22 12:39 Activate e-Voucher #5836399019 has been activated. Amount: 6.4 USD. Batch: 482134194 Оплата bounty-программы от портала Profit-Hunters BIZ
    1 point
  32. Hi, I think it’s great to have a hobby and to be pursuing it. How has trading worked for you so far?
    1 point
  33. Спасибо The amount of 5 USD has been deposited to your account. Accounts: U13301712->U1710. Memo: Оплата bounty-программы от портала Profit-Hunters biz, бонус за аватарки по акции. . Date: 19:27 07.09.22. Batch: 481628783.
    1 point
  34. Cпасибо за ваучер E-voucher #6870311274 activation valued 1.00 USD 04:45 09.09.22.Batch: 481787489 Инвестирую с Profit-Hunters
    1 point
  35. The amount of 0.1 USD has been deposited to your account. Accounts: U17701077->U190. Memo: API Payment. Викторина в чате Profit-Hunters. Date: 13:29 08.09.22. Batch: 481733847.
    1 point
  36. The amount of 0.5 USD has been deposited to your account. Accounts: U177->U2261 Memo: API Payment. Викторина в чате Profit-Hunters Date: 14:33 07.09.22. Batch: 481580233. Спасибо
    1 point
  37. On the hourly chart, we can see that the price rose impulsively as anticipated when the descending triangle was complete and that it has since risen above the previous lower high This was a positive indicator, but it only managed to return to the levels from which it had begun to rise
    1 point
  38. Hello, welcome here. I am sure that you would have been missing trading during your break. Lol. All the best for your future career.
    1 point
  39. Handling your finances well during these times is of utmost importance. People are having a difficult time making ends meet with the rising cost of goods and the rising interest rates on home loans and auto loans- the fact that a lot of companies, and financial giants at that, are either closing down or cutting down on manpower. Much uncertainty hangs in the air in today’s economic scene giving rise to the need for beneficial finance advice not only for big investors but right down to ordinary folk trying to survive the daily grind. It would seem like hiring a personal financial advisor to help you make odds and ends of your current situation would be expensive and could cut your available financial resources even further down. Beneficial Latest Finance Tips in UK could be had for free. There are experts who are all too willing to dole out advice online for free. It would be up to you, however, how to apply these beneficial finance tips to your particular financial situation. Entrepreneur or not, your lifestyle and your decisions should be as thoroughly backed by as much meticulous planning and care as you would when you are deciding on the annual budget for a company of your own. There is a whole number of reasons why managing your money well will give you a better chance of success, and it is all about how you position yourself. Let these Personal finance tips show you how. Finances are the name of the game, and if not kept in top shape, your cluttered finances have a way of accumulating, and then catching up. Pay heed to these important Personal Finance Tips that can help you. Whether you are one of the employees of a huge company, or self employed professionals such as commercial mortgage brokers, there is simply no excuse to mismanage your money matters. Your personal finances are every bit as crucial as corporate finances, and vice versa, although the amounts of money may vary a bit. Personal finance has always been one of the crucial aspects, which largely affects the success of an individual in various fields. Just like a house needs strong foundation to withstand the various charges of weather similarly all individuals require strong foundations of personal finances to withstand the basic charges of life. Strong financial situation has always been the sure shot route towards a sound and independent financial situation. Maintaining a control over personal finance enables one to maintain a control over the entire financial situation and to maintain a control of where is money coming in and for what use it is being used. There are a range of topics covered under it. Some of the vital areas are budgeting, investment, retirement and debt handling. Latest Finance Tips in UK cover many crucial aspects that one has to do with his money, starting from generating it to spending it. The various areas - Budgeting — Budgeting is one of the most essential and crucial areas. Since it is a time consuming and a tedious process, many people refrain from doing it and hence create acute financial problems for themselves. Budgeting is nothing but to ascertain what you must spend versus what you want to spend. Budgeting allows one to maintain a balance between his income and expenses so that all the priority needs are fulfilled optimally. Investments — This is another crucial area as it allows individuals to lock some amount of money and hence stop spending money impetuously. Investments can be of various types like short term investments, long term investments, current investments, etc. Each of this investment has their own specific features like rate of return, minimum amount, lock period, etc. Individuals must invest in accordance to the capacity and such that their financial independence is not hampered. Retirement — it is very vital to plan for retirement, because the cost of living index is escalating at a rapid pace and it’s very important to safeguard one’s future. Debt handling — The fact cannot be ignored that all most all of us raise debts to tackle our various financial needs. However, at the same time individuals should not trap itself in the web of debt. One should ensure that they raise debt according to their repaying capacity and make sure that the payments are discharged at the time. Some other quick personal finance tips [https://blogmags.co.uk/category/marketing-finance]
    1 point
  40. I hate traveling alone. I love traveling with my friends.
    1 point
  41. Hey, welcome back! How does it feel to be back here? What did you do during the break?
    1 point
  42. Hello invest-analyzer.biz. $1.10 has been successfully sent to your PerfectMoney account U36864310. Transaction batch is 474511176. DEPOSIT COIN LIMITED
    1 point
  43. The amount of 0.3 USD has been deposited to your account. Accounts: U35386760->U18029739. Memo: API Payment. Withdraw to UpayHyip from coindeposit Date: 13:52 13.06.22. Batch: 467963193.
    1 point
  44. Hey These are some really nice tips. Also one thing i would like to add his please do not try to gamble with crypto, stocks and any other markets as during these times the market is very volatile and thus its best to stay way from all these markets and once the dust settles look to buy as the prices will be low and would be good time to buy.
    1 point
  45. @XtraProfit glad that you find the topic useful. Keep us updated with your preparation. Unfortunately I think there will be a couple of dificult years ahead.
    1 point
  46. Can i add the referral parameter '?app=rsystem&reff=<my_user_id>' to the end of any link(i.e the link of any page, or topic, or post) of the forum? Does it work in this way? Or, does it work with ..index.php page only, as in your example?
    1 point
  47. Very well I have already got some referrals, some friends I hope to get more
    1 point
  48. My main area of interest is saving money for the retirement and the best way you can do is by hiring a well known financial advisor. My wife and I hired a financial planner from LLWMG and we are very satisfy with their services.
    1 point
  49. ☆ HYIP Batalyon - Update Withdrawal ☆ The amount of 0.3 USD has been deposited to your account. Accounts: U5465058->U2555258. Memo: API Payment. Withdraw to hyipbatalyon from coindeposit.net.. Date: 10:03 06.12.21. Batch: 436633864. ☆ Thank you ☆
    1 point
  50. My main area of interest in Digital Marketing.
    1 point

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